Team
Sarah Toppen
Client Service Associate
619-798-4319
sarah.toppen@ceteraadvisors.com
Melissa Waggener
Client Service Associate
melissa.waggener@ceteraadvisors.com
Melissa Waggener has worked has work in Customer Service for over 20 years and in the financial planning industry for 6 years. She says the most satisfying part of her job is helping clients while getting to know them. When she...
Todd Michaud
Principal & Founder - Financial Advisor
todd.michaud@ceteraadvisors.com
BA - Political Science Florida Southern College, Advanced Degree Financial Planning Merrimack College, Life Underwriters Training Counsel Fellowship American College, Chartered Mutual Fund Counselor College for Financial Planning...
Jennifer Bates
Client Service Assistant
619-431-2316
Jennifer.Bates@ceteraadvisors.com
Jennifer began her career in financial services about 20 years ago, working in retail banking operations. Her experience with retirement products, trust administration, compliance and quality monitoring helped prepare her for a...
Back Office - Administrative & Client Support
In June 2022 I employed RemoteLink Solutions to support the administrative functions of my practice and offer my clients additional support and valuable services. This will also add additional coverage to my office if clients need to urgently speak. Should you have an urgent matter and I am not immediately available please call my dedicated service team at 619-795-9688. Jen, Ryan, Sarah, or Melissa will be happy to assist you.